SR22 and FR44 coveage explained
Insurance Penalties: SR-22 and FR-44
In Florida, you may be required to purchase additional car insurance if you've been in a car accident or you've had certain traffic violation convictions.
SR-22 in Florida
Certain incidents or violations may require you to carry an SR-22 certification, which mandates that you purchase bodily injury liability, or BIL, car insurance on top of the basic Florida car insurance requirements.
You will have to carry an SR-22 for 3 years